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3 июн. 2012 г.

The number of mortgage loans in Kostroma will increase the mortgage operator

The specialists of the mortgage believe that mortgage in Kostroma and the Kostroma area may be much cheaper than once in this Russian region started its activity mortgage operator. I must clarify that the mortgage operator is a certain kind of mediator between the borrowers, the banks and the Russian Federal Agency for mortgage lending. It is with him banks entered into a contract when obtaining a mortgage loan.


Based on the signed contract, mortgage banks to undertake in the obligatory order to provide credit to the people of the region at a moderate rate of interest, which varies from 8% to 12.5% per annum. As of today, the average percentage of annual interest rate is equal to about 14.5%. Mortgage operator same as advantageous intermediary appeals to the Russian Federal Agency, which, in turn, will be acquiring a mortgage loan, which the Bank lent the residents of the region, and returns them to the full amount, together with interest. And this is done in a rather short time.

As a result of the credit organization pushing to reduce their financial risks. They have no need to wait for 20-30 years, until a person to pay off the mortgage. The people living in the pay taken a housing loan is not already a Bank, a Federal Agency. Let us emphasize that they pay of a specified minimum interest rate.