The quantity of refusals by the Russian banks in mortgage delivery for the last has increased some months. Maxim Shlemen, the head of department of crediting and investment designing of "Lenstrojtresta" has told about it in interview.
«This tendency is a consequence of macroeconomic conditions and the existing forecasts to which value the management of banks very strongly trusts, - he has specified. - all from us remember, how the share of non-returns of extra means has strongly increased during crisis of 2008-2009. This experience forces now banks to be more careful at decision-making on delivery of long-term loans.
At the same time Maxim Shlemen has noticed that at "Lenstrojtresta" today the share of transactions with mortgage attraction makes an order of 35-40 %, and on forecasts will gradually come nearer to a mark in 50 % from sales. But only in case of preservation of current level of interest rates.
«This tendency is a consequence of macroeconomic conditions and the existing forecasts to which value the management of banks very strongly trusts, - he has specified. - all from us remember, how the share of non-returns of extra means has strongly increased during crisis of 2008-2009. This experience forces now banks to be more careful at decision-making on delivery of long-term loans.
At the same time Maxim Shlemen has noticed that at "Lenstrojtresta" today the share of transactions with mortgage attraction makes an order of 35-40 %, and on forecasts will gradually come nearer to a mark in 50 % from sales. But only in case of preservation of current level of interest rates.